BancLab’s proprietary loan performance database, DataBanc, contains data from more than 850,000 small business loans to borrowers nationwide and from all major industries dating back over two decades.

With more than 15 million transactions, including nearly 390,000 prepayments, 100,000 defaults, and 60,000 recoveries, we offer unparalleled insight into risk management and modeling of small business loans.

DataBanc far surpasses the data supporting other vendors’ models.
While many vendors' data limitations have led to one-size-fits-all models, DataBanc enables BancLab to provide a suite of customized credit risk products.